Time are changing, health is becoming the major concern. And the biggest disease of pain and illness is the cost. There are lots of problem. People sometime have no choice but to choose a policy to protect there family. But are these companies are in major crisis. With today's skyrocketing costs for traditional medical insurance, home-business owners and entrepreneurs need a solid alternative they can afford... and the answers i found was very confusing. i could not afford a insurance policy. instead i tried for benefit plan.
source : http://www.ezinfocenter.com/8834367/IAB
So what is the major difference in a benefit plan and insurance plan.



Everyone qualifies...guaranteed acceptance in benefit plan.

benefit plan are more Affordable than insurance plan

No physicals...one simple application in benefit plan compare to insurance plan.

Fixed-pricing regardless of age or health condition in benefit plan.


what do you think, are benefit plans are more attractive.

The principal difference lies in the potential out-of-pocket expenses that you'll face.

If you need x-rays or extensive treatment other than a simple office visit, you're responsible for a much greater outlay than you would be while covered under an insurance plan.

Bottom line.....you get what you pay for. If a plan sounds too good to be true, it probably is.

Good luck.

Rob