I pay $180 a month for health insurance and I think it's absurd. I'm a 24 year old guy and I bet 60 years olds pay just as much.

You could apply for individually medically underwritten health insurance. At your age you are correct, you should be able to substantially reduce your cost. I would consult with a local health insurance broker that represents multiple companies.

If you're in California, I can most likely lower your monthly cost with a new plan from Anthem Blue Cross. Give me a call and I'll give you a rundown of the plan, and what it will cost.