I live in Monmouth Co., NJ, and I need to find affordable health insurance. I was covered under my parents insurance when I was in college, but I am now 22, and own my own home w/ my fiance. My job does not offer health insurance, but I make a decent amount of $ there. I am getting married in 2008, so I will be covered under my spouse's insurance then, but I need to go to the dr. now! Nothing life threatning, but I would like to have the piece of mind knowing, god forbid, if anything happened. Please help!

check out prices for the major players in your area. i'm not sure what they are in NJ, but websites should be able to help you out.

keep in mind that the lower monthly price, the more you will pay out of pocket when you do visit the dr. say, a $60 a month plan is cheap, but a visit to your dr may cost you $80 in addition. prescription drug co-pays may be high. etc. whereas a $300 a month plan isn't cheap, but you will most likely not have to pay any out of pocket expenses besides office co-pays etc.

don't want to say it, but if you have a major accident and have cheap health insurance, you could owe tens of thousands of dollars when you get out of the hospital. it's all about risk. what level of risk are you comfortable with?

You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question.

http://www.healthinsurance-guide.net/