You don't need a temporary policy for two reasons:
1) your new plan's 3-month waiting period is NOT counted against your 63-day HIPAA period;
2) if you accept a temporary policy, under HIPAA rules, you will give up your right to transfer your "creditable coverage" to your new insurer. If your new plan has a pre-existing condition exclusionary period, you'd have no protection.
If you're able, it's best for you to pay out of pocket until your new coverage takes effect.
For more information on HIPAA, go here: http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html
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