my boyfriend and i have been discussing marriage. we also want a baby. people are saying we shouldn't get married first because having a baby costs too much. so, now i am trying to figure out what's the best insurance for a young married couple planning to have a baby in the near future . any advice is appreciated. thanks!

I would call an insurance agent in your area. There are many factors to consider when you are looking for insurance, that just can't be answered in this forum. You need the help of a professional.

You think having the baby is expensive.. haha honey that is only the begining you just wait!! I have 3 and I hope you both are ready and finacially ready!