OK, the standard health policy does NOT cover vision or dental. So you're talking THREE policies here.
The private dental and vision policies cost more than they pay out - you're better off paying for that out of pocket.
And "affordable" isn't really relevant - just like when you buy a new car, it's not priced on what YOU can afford, it's priced on the product - in this case, what you're likely to put in, in claims. If you're healthy & 30, it's GOING to cost you around $250 a month.
If you're NOT healthy, it's going to cost a lot more - and maybe you'll even be uninsurable.
The BEST way to get affordable health insurance is through your employer. The SECOND best, is getting quotes through a local, independent agent. The best way to get SCAMMED is to buy a "discount plan" over the internet.
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