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Old 10-25-2007, 05:12 PM
Cait Sith Cait Sith is offline
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Default When Health Insurance asks you if you have pre-existing conditions or medications,...

...does it affect the price yo When Health Insurance asks you if you have pre-existing conditions or medications, does it affect the price you pay?

What's the best course to take? I haven't been officially diagnosed with anything but I do take some medications. All the Health Insurance companies I know of have asked me if I have any pre-existing medical problems and pre-existing medications that I currently take before health insurance signup.

How do I answer these questions? What is the best course of action to take on this? I don't want to get into trouble for saying no to their questions, but I don't want to have to pay an extremely high rate for monthly health insurance. What repercussions will I have to worry about?

If it helps any, the medications I take are for anxiety, depression, migraines and high blood pressure. Oh, and birth control but that's sort of a given.

Thanks to anyone who's willing to help!


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Old 10-25-2007, 05:12 PM
sus sus is offline
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just say yes to high blood pressure because they can find out omit the rest
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Old 10-25-2007, 05:13 PM
Jenn Jenn is offline
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You have to answer the questions honestly because they won't cover if they determine the condition was pre-existing. Those types of conditions do make the premiums higher unfortunately. I see where you say you haven't been diagnosed with anything but if the doctor prescribed antianxiety, antidepressants, and meds for high blood pressure then you have been diagnosed with depression, anxiety disorder, and HTN (high blood pressure). Hope this helps!
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