Would you be in favor of health insurance plans that cost less but force you...
...to make lifestyle changes? I saw somewhere that an estimated 90% of diabetes, 70% of heart disease, and 60% of cancer cases are directly related to either obesity, sedentary lifestyle, tobacco use, or drinking outside of moderation. For the amount of people that whine about drug prices, insurance costs, and drug bills, 1 out of 3 americans is overweight, something like 1 in 5 americans over 50 or 60 or something are diabetic or prediabetic (each case of diabetes costs an average of $10k per year in treatment and complications), and about 1 in 3 die of heart disease. People do not take personal responsibility for themselves, and they cost society a lot of money.
Would you support an insurance plan that would be lower cost, but would drop your coverage if you developed a chronic disease like diabetes or something, and failed to get your weight down to a certain goal, manage you condition, etc. or maybe COPD and maybe you would have to quit smoking within 6 months, etc etc? Would you join the plan? Is it fair?
health insurance is a community thing- everyone pays in, and those who need it take out. but for people with conditions that are mostly preventable by a better lifestyle, is it right that they continue to get money from the community if they continue to not excercise, eat poor diets, smoke, etc. and aren't doing much to reduce their needs?
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