Go Back   The Insurance Forums > Insurance Discussion > Health Insurance

Reply
 
LinkBack Thread Tools Display Modes

  #1 (permalink)  
Old 10-24-2007, 07:17 PM
mnvikes mnvikes is offline
Junior Member
 
Join Date: Jul 2007
Posts: 4
Default Would you be in favor of health insurance plans that cost less but force you...

...to make lifestyle changes? I saw somewhere that an estimated 90% of diabetes, 70% of heart disease, and 60% of cancer cases are directly related to either obesity, sedentary lifestyle, tobacco use, or drinking outside of moderation. For the amount of people that whine about drug prices, insurance costs, and drug bills, 1 out of 3 americans is overweight, something like 1 in 5 americans over 50 or 60 or something are diabetic or prediabetic (each case of diabetes costs an average of $10k per year in treatment and complications), and about 1 in 3 die of heart disease. People do not take personal responsibility for themselves, and they cost society a lot of money.

Would you support an insurance plan that would be lower cost, but would drop your coverage if you developed a chronic disease like diabetes or something, and failed to get your weight down to a certain goal, manage you condition, etc. or maybe COPD and maybe you would have to quit smoking within 6 months, etc etc? Would you join the plan? Is it fair?
health insurance is a community thing- everyone pays in, and those who need it take out. but for people with conditions that are mostly preventable by a better lifestyle, is it right that they continue to get money from the community if they continue to not excercise, eat poor diets, smoke, etc. and aren't doing much to reduce their needs?


Reply With Quote
Reply


Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads for: Would you be in favor of health insurance plans that cost less but force you...
Thread Thread Starter Forum Replies Last Post
Would you be in favor of health insurance plans that cost less but force you to mnvikes Health Insurance 2 10-23-2007 01:09 AM
What type of reforms to the nation's health insurance system do you favor? cvq3842 Health Insurance 5 10-08-2007 03:36 AM
So, Clinton's and Edwards' healthcare plans FORCE people to buy health insurance... RajinCajin Health Insurance 17 10-05-2007 07:28 AM
No one can force a person to get health insurance. When will Hillary understand that? Hickemtwiddle Health Insurance 10 09-21-2007 04:41 PM
Can my private university force me to buy its student health insurance? Andrew Health Insurance 6 09-18-2007 04:23 PM



All times are GMT. The time now is 06:25 PM.

Powered by vBulletin® Version 3.6.5
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC8 ©2007, Crawlability, Inc.