insurance in Australia? I have one with MediBank and i have to pay a lot each month. I just wondered whether it is really worth it. Instaed I can pay all this if I need it. For example I heard it does not cover dental expenses as such, for example if you have a dental procedure for 5000$ then it just pays a small amount of it. I really think there is no point having it?

make some comparisons. many insurers will offer different coverage for the same amount of premium. as an informed consumer we must search and compare the best product !

call an independent agent to assist you. this may be helpful to you.

It is not a question of worth it or not. Well you will need it before you turn 30 and or earning more than $60k/yr I think. So you will pay less medicare levy. If you dont have it you will pay a higher medicare levy than the people who have insurance.

If you're paying too much, then consider going for a lower plan, like minimal dental,etc...hospital cover is essential but doesnt have to be on top cover. See what options they have.

No insurance is worth it! It is the biggest scam in the world. You have better odds at a roulette wheel. These people are the ultimate hustlers. At least at the casino, you get paid when you win, and don't pay a "deductable" for the privilage of recieving your money!! what a joke.