New to Health Insurance, Have Questions?

Ashley · #1 (**permalink**) 08-10-2007, 10:35 PM

I am 21 and just started getting health insurance.
I have Blue Cross and Blue Shield.....

What are these copays on the back on the card, Is that what I pay to the doctor:
It says: Primary Office: 35.00
Specialist: 70.00
Etc.

What is covered and what is not?
I need to make an appointment soon, what can I expect to pay, does it cover birth control or should I just call the company and ask??
So I would pay 35.00 for a say, routine physical??? and they would cover the rest????

nickbzb · #2 (**permalink**) 08-12-2007, 12:58 AM

I work in the field and for the primary that is your copay for any primary care visits and if he/she sends you to a spec well you would have to pay 70. That is a lot of money for co-pays.

No one would be able to tell you what your coverage is but BC BS call the customer service # on the back of the card and they can give you a break down of your benefits.