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Old 08-07-2007, 02:14 AM
xzxzxzxz xzxzxzxz is offline
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Join Date: Aug 2007
Posts: 1
Default Is this health insurance plan any good?

36 year old single male

United Healthcare (A+rated)
Copay Plus Plan
PPO
1500 deductible
172/mo single

Coinsurance after deductible:

I pay 20% to $2,000
They pay 80% to $8,000 then 100%

Lifetime max benefit: $3million

Initial Rate Guarantee: 12 mos

Doctor office visit: not subject to deductible, $35 copay, xray and lab 80%

Prescriptions: Generic $20 copay, Name-brand: $50 copay, Name-brand copay is after $250 per person, calendar year deductible. If Generic is available, name-brand reimbursed at Generic price.

Surgeon, and facility fees: 80%

Radiation, chemotherpay, and organ transplant drugs: 80%

Cat scans, MRIS: 80%

Emergency Room fees: illness 80%,$100 copay if not admitted injury: 80%

other outpatient expenses: 80%

Other: 80%


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Old 08-07-2007, 12:34 PM
shop2early shop2early is offline
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Default

Wow. Someone, really did their research. I don't believe so, there are others out there keep checking, but some insurance is better than no insurance. Have a great weekend.
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Old 06-14-2008, 07:29 PM
haani haani is offline
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Posts: 13
Default Re: Is this health insurance plan any good?

Stay away from "value" and "saver" plans, as they tend to be stripped down.

I hope this helps.
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Old 07-10-2008, 07:50 AM
RobertLehrer RobertLehrer is offline
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Location: Tarzana, CA
Posts: 4
Default Re: Is this health insurance plan any good?

What state do you live in?

What's your zip code?

Rob
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