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Old 07-27-2007, 03:14 AM
Brad H Brad H is offline
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Default Should adoption be covered by health insurance if fertility treatments are covered?

So I'm playing Devil's Advocate a little, but it seems logical to me. If your health insurance covers fertility treatments (mine doesn't though...), then given that adoption accomplishes the "same" goal (technicalities about where the DNA comes from accepted), then doesn't it make sense that the employer or the health insurance provider should also provide adoption benefits that match?

A friend of mine can get fertility treatments totaling tens of thousands of dollars, but he can't get $100 toward adopting. Me... I can't get either.

Any suggestions for convincing my employer of the logic here would also be appreciated.
Just a couple of quick additions...

Lots of employers provide adoption benefits. It's actually quite common, just not with mine.

And the adoption tax credit is about $10k, but adoption can cost three times that amount, so it doesn't come close to covering expenses.

Last, I'd argue that fertility treatments aren't really a health issue either. You won't *die* from infertility, and in fact, you won't suffer adverse health effects from infertility.


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Old 07-27-2007, 03:15 AM
Harley Harley is offline
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Fertility treatments are *health* related. Adopting has nothing to do with your health or any part of your body. Hence, health insurance. Now, with that being said, I do think someone out there should be able to help back parents that want to adopt.
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