I currently have HMO - and a really crappy doctor, who has recently misdiagnosed (or did not diagnose a serious problem) I am still yet to get my tests back - but if it is positive I don't want to go through this with this doctor. So I recently found a doc who would take me on - I just need to upgrade my HMO level. I have been told to not continue the current "case" I have because I might not be able to switch HMO's if I have a case ongoing. Also in September I am starting a job that has great PPO insurance. My question - can my employer (a school) not give me insurance because of my pre-exisiting condition. Can my insurance not upgrade my coverage during this process? Any advice would be great! At this point I don't know if I should just not go to the doctor again until I start my new job and get their insurance?