You can take as much or as little time as you want to research and sign up for health insurance. Most health insurance policies start coverage effective the first of the month. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people, and is a great health insurance solution for individuals in their twenties. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities and preventative care of a healthy person. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. A healthy male 25-years-old (and under) would pay under $100 a month for basic coverage. Check them out at http://www.precedent.com - With Precedent, the effective date of your plan is up to you. All of the plans can start as soon as the day after you purchase on any day of the month except the 29th, 30th, or 31st. Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. I hope you find what you need!
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