we have gerber for our kids, in fact we went to get life insurance for us and the guy told us not to switch the kids from gerber because it was one of the best!!!!
EDIT: to answer the question below me, why have life insurance on a kid... simple, because as much as we hate to think about it, kids die. i had three siblings die in a house fire in 1995 and my mom had never thought of having insurance on us. who wants to spend years paying off a funeral for their kids, to me that is more depressing than buying an insurance policy! i will put insurance on all of my kids and me and my husband because we don't know what will happen, i also have a will because i don't want my kids to become wards of the state while someone else figures out who is best to take care of my kids(which is what happens without a will just so you all know!!!)
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