they are 2 seperate things.. items in your will i do not believe include your life insurance.
you need a beneficiary for sure... for life insurance bc someone has to get the $... but that can be sticky. should ber an issue, they will send you something yearly to make any changes.
Do you men she is the exectutor of the will? she must follow your instructions and see that everyhthing is taken care of.. Now if yo left her somthing in the will, thats different, just make sure you always update it and get it notarized.
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