I am 18 years old and i have a two year old daughter. I want to take out a life insurace policy but my family keeps saying im dumb. I am only doing it because i want my beautiful daughter to be taken care of if something happens to me. This world is crazy and i dont think it will hurt to have a little something set up. What should i do am i just being dumb or does it sound good. what a few dollars a month. It will give me a peace of mind that at least there is something left for her.