Well, first of all, it's none of your business. Honestly, I mean that. It's between them - they're still married.
Second, you can always ask your sister. She would know if she signed the application.
Lastly, you can pay $75, and go here: http://www.mib.com/html/lost-life-insurance.html but you HAVE to have legal power of attorney for HER, in order to find out if there have been any APPLICATIONS submitted for her in the past ten years. You can't just plunk down your money and look up anyone, you HAVE to have legal authority for it. And it sounds like you don't. It won't tell you if there are POLICIES in force, just if applications were submitted, and to which companies.
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