does it pay to buy your leads instead, and is there any good self training materials out there on prospecting and closing sales?

I don't believe in paying for leads but i have used directlist.com & for about $100, you'll recv about 1000 names/phone etc for your target marget. For example, if your looking for Health leads, enter ages 30-55, income level 40k+
etc.. then you have to get on the phone & have a script ready.

p.s.-no such thing as life lead- 95% of time you'll only sell life if you're already in the door w/related product.