Both of these companies get terrible press, and terrible ratings and reviews. However, insurance is probaly the most difficult sales job out there. If I am the agency director and I hire 10 people one person might make it, and I mean might. You must have self-determination, willing to talk to anyone, and a killer instict.

So, tell me which company is worse. just for fun

United American, just because they have the stones to do their over-priced business with Senior Citizens.

I find, especially in Property&Casualty, that a killer instinct is counter productive. If you make every sale, you'll have too many bad risks. Most successful P&C agents I know are more selective in the business they write and are not "CLOSERS".