Well, they do that by starting their own AGENCIES in their home, and going out and selling insurance, and living off the commission.
You can try to get an appointment with Progressive, they're the easiest. Likely no one else is going to give you an appointment without a track record.
No one is going to HIRE you to work out of your home, and pay you a salary to do it. It's not practical - an agent needs to be at the office to handle walkins and phone calls and marketing reps. Not to mention the overnight deliveries, and all the gobs of paperwork that go to and from the office. Plus, there's a huge E&O exposure if you take hard files from the office - including mail correspondence.
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