I am a full-time student with a daughter and will be living at home until next Fall. I have been on my mother's insurance policy (paying for my part of the premium) since I had my license at 16. I have gotten plenty of better quotes from other companies. My question is whether or not my mother has to have me insured with her policy for am I able to get my own? I own the vehicle and it is now in my name. Can my daughter and I be considered a separate household...I pay for all our living expenses.
Thanks, Snoopy. Your answer is helpful but wanted to let you know I'm actually a single father

You could have had your own at age 16.

You should have your own.

You should also be able to ask this question of an insurance agent. You're a mom now, you'll have to do adult things like this.