Who offers the cheap home owner's insurance?

Johnny · #1 (**permalink**) 06-20-2007, 08:49 AM

I recently purchased new town home and I need your advice on cheap (nice) home owner's insurance.

Thanks!

nay · #2 (**permalink**) 06-20-2007, 08:49 AM

you need to call around and check to see what an HO3 w/a 15 endorsement would cost that or check on a HO6. with a condo check the HO6

topgalant · #3 (**permalink**) 06-20-2007, 08:52 AM

How did you manage to even get the loan without providing Home Owner's Insurance?

Check with a local insurance agent... rates vary greatly in the country and there are local and regional insurance carriers you will never know about unless you ask a LOCAL AGENT.

Mustbe · #4 (**permalink**) 06-20-2007, 09:03 AM

Done cheap...but Gieco is hard to bet price wise.

mbrcatz17 · #5 (**permalink**) 06-20-2007, 09:21 AM

It varies wildly. A lot of companies don't WANT to insure a town nome, if there is no master policy - because THEN what you have is a rowhouse.

You're going to have to call to a few local agents to get quotes. ANY "A" rated carrier is fine, but you'll have to be sure you have adequate coverage for YOUR situation.