instead of car insurance? Someone broke into my car and stole my DSLR while parked overnight in our gated driveway. The camera equipment cost about $2000. I'm wondering if I can file a claim with my home insurance instead of my automobile insurance.

Well, the auto isn't going to cover it. The question is, will your homeowners cover it. The answer is maybe.

If you use it for business, the standard homeonwers policy will cover it up to $250. If you don't, you'll have to explain what it was doing in your car - and be prepared to back up the explanation.

Your homeowners policy might not include theft, or it might have a limitation of theft coverage outside the house. And if you left your car unlocked, they might not cover. ANd if they do, you could have a limitation on the limit of unscheduled electronic equipment.

You're going to have to call your homeowners agent and ask them.