does it cover laptop water damage?

get your policy out see if computers are covered.like most insurance companies they will try to get out of paying you any way or they wont pay you enough to cover a like for like replacement.

Best read the small print to find out.............all depends on the amount you pay for the cover you get................

You have to read the small print....if you have a clause which covers accidental damage and it was an accident then maybe, but it depends on the total amount of cover you are insured for, how much the laptop costs and whether it is a new for old policy....did you keep the original purchase receipt...because if you didn't you may be stuffed anyway...all the best, as with all insurance questions its never a straight yes or no answer.

just any pearls you have