Well, it's not about finding the most inexpensive . . .it's about finding ANYONE who will take you.
What does your agent say?
And how's your credit score?
What kind of claims, and for how much?
The BEST thing to do, is be sure all the old damage is repaired, offer to eliminate theft coverage, and take a $5,000 deductible on the policy. That way, small claims won't be an issue, and theft claims won't be an issue, either. But MOST likely, you're going to end up with a high risk policy - ESPECIALLY if your credit score is under 600. And it's just going to cost a way, way lot.
Your agent should be helping you place coverage, or find another local agent who can help you.
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how can i get the most inexpensive homeowners insurance?
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