No, it doesn't.
There are LIMITATIONS of coverage built in to the policy, and there are flat out exclusions, and there are qualifications to OUTDOOR PROPERTY such as patio furniture and trampolines. It's ALL covered for fire, but not for theft or weather damage, or falling objects. So in particular for outdoor property, weather is EXPECTED to happen, so it's not covered.
And watch out with that trampoline - that's the #2 liabiltiy claim on a homeowners policy - most companies will tell you to get rid of it, or they'll cancel you.
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Home insurance that covers personal property. Don't that include anything that
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