I never know why people buy insurance from banks when they have such a poor record of customer service - mis-selling, penalties etc, etc - and people know this before they take out the policy.
Put it like this. If you had a query about your policy would you like to spend a long time on a phone speaking to an operator in Mumbai who is representing the insurance COMPANY or would you rather walk down your high-street to a local insurance broker and chat face to face with a professional insurance advisor who is acting on YOUR BEHALF?
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