i dropped my phone in the amazon basin the other day... i know that you don't know what travel insurance i have but do most cover that?... im so depressed i had hundreds of amazing pictures and videos on there...:-(

Unfortunately, travel insurance usually only covers a loss by a common carrier (airplane, bus, etc)

It probably wont be covered... but give them a call.

Not freakin' likely. Can you imagine how many claims they would get from people who can't look after their toys, or that simply want to upgrade to the latest and greatest?