Like SafeAuto.

NO! You have to balance cost with service. What is the point in saving a couple of bucks if you can't even get questions answered when then come up, or have lousy claims service. I think its best to still find something reasonably priced, but with a company that offers local agents. Its really helpful to be able to stop in or make a simple call to make changes, as opposed to running though an automated loop and hooking into some call center. Plus, having an agent helps a lot as your life changes, as you sometimes can build a face to face relationship with them.

You get what you pay for.
If you are in an accident, do you want someone local who can help you, or do you want an 800 number which will be answered by someone you never heard of.
Also, with minimum coverage, suppose you are clearly in the wrong, do they pay out what they're liable for , and say, " we did our part, the rest is your problem," or will they try to defend you??
Shop and compare: See for your self just how much ins coverage from a local agent will cost.

no insurance itself we do for more returns after risk ocure in any case damage were ocurer we cant get much returns if you do cheep car insurance if your car is too old u can for cheapest insurance