i got into a very small bumper accident..i bumped some 1 and they have some scratches...he took my lisence plate number and my drivers lisence number thats it...i said to call the police but he insisted not to...he didnt even take my insurance down.... hes sayin the estimate is $1000 n he wants me 2 pay outta pocket and not go threw insurance...but i dont have that kinda money...my car is fine and i was wondering can i get in trouble if i dont pay 2 fix his car since theres no police report or insurance swap?

A thousand dollars for some scratches does seem high. I would report the accident to your insurance company. Perhaps the guy does not have insurance and that is why he did not want to call the police. Maybe he will just go away if he gets a letter from your insurance company requesting the name of his insurance company.

Good luck with it.

If you caunsed it pay it but get a 2nd estimate and go with him/her to get it. If their is no report then your insurance will not go up which is more important than being out a grand. insurance companies make you pay a deductable which can be as much as 500 bucks so you will still have to pay something. hope this helps some.

Well just get bummed up and be on your way, I guess.

Tell him that you'll reimburse him once he produces an itemized receipt.

It sounds to me like this person does not have insurance. He knows that if the police come, his license will be suspended for a year. One thousand for some scratches is too much in my opinion. Just tell him you will have the vehicle estimated at your bodyshop and for him to bring his car there.