I keep hearing people that we have a problem in the USA that people don't have health insurance. Another problem we have is that people don't drive with adequate car insurance or collision.

Generally we don't plan on getting sick or hurt, but choosing to own and drive a car is just that...a choice.

Many could choose to take public trans or other means. I bike to work.

But the lack of adequate car insurance is a real problem. I just don't want the government to try and solve it. They [the government] just isn't really good at solving problems.