Call around to different companies. I have farmers too, tho I am very happy with them *so far*. It helps that my agent is a very good person and has known and insured our familys vehicles for years now. 200/month for an 05 with full coverage isnt bad if your under 25. (may be different where you live) Mostly depends on your age and driving record. Im 22 and have a 95 Camaro with a speeding ticket and I pay $50/month for liability. The ticket will be off in about 2 more months and it'll go down to about $25 or 30. (ticket was 92mph in a 65. So I cant say thats too bad.) Try calling a few other companys and tell them what your paying and ask them if they can work a better deal with you. Some will give you a discount just to get your business.
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