...later... now what?!? I bought a 2003 midnight blue toyota camry about 2 weeks ago. Friday June 15th 2007 I got into a wreck on the freeway. A suv was swerving into my lane! I kept trying to get the hell out of their way. then they almost hit me and I swirved to the right to hard and my car went out of control and his the wall. my back tire is bent in and un drivable and the back door is fucked up, there is an inch and a half space in the top of it when you close it. The cop was so nice. He didnt make me file a report since i didnt have insurance. I bought my car at a small wholesale lot and financed it through credit union. they told me that I had 30 days to pay sales tax and get insurance. well now my car is wrecked and me and my fiance have to get it fixed. should the credit union pay some of it? was I insured by them? or am I just completely fucked over.... this is the first car ive every bought off a lot. I am 20 years old and have ntohing but bad luck...

This is not bad luck it is a harsh lesson in stupidity. So you borrow thousands of dollars and don't insure the car....WOW. The only way you could have screwed this up more was to run into a bus full of pre-schoolers. On the bright side, from what you are telling us you aren't facing any liability claims against being brought against you, except possibly for the "wall."

Whoever you bought the car from and the credit union don't owe you a dime. However, you get to still make payments on a car you can't drive. Bet you don't do this again.

Since you are now stuck with a giant paperweight, I suggest you start looking for a body shop that can put the car back together with used body parts. (Don't put used suspension parts on the car- that can be a safety hazard)

If you have the license # of the SUV and some witnesses you might be able to collect some money from the SUV's company by claiming that the caused the accident. It's a heck of a long but at this point you have nothing to lose.

Now go buy some insurance, including collision coverage.