My boyfriend bought me my car and its currently under his name although he never drives it. Our insurance is extra high because we both have to be under the same insurance as drivers for each others car.
Do you know of any insurance agency that will allow the insurance to be under MY name although he is the one who signed for the car?
Oh, and we do NOT live at the same address.
Which is where the problem comes into play with the insurance agencies.

No, because the name on the title, insurance policy named insured, and registration all have to match.

He's letting you drive it. But it's his car. Period. He has to insure it.

You CAN get a policy, in his name, that specifically EXCLUDES him from coverage. But that means, if he drives it and cracks it up, there's no coverage. Which will probably be a problem with the lender, assuming there's a loan on this car.

Bottom line - with his name on the title, any policy in YOUR name, won't pay for the car. You don't have ownership interest in the car.

Any agency that lets you insure a car, KNOWING that the policy will never pay out because you don't own the car, deserves to have their license pulled.

**ps, I disagree strongly with Fred. I guess that means he'll write you the policy you want. Spouses are a completely different story.**