I am going to be late on my payment a few days. If I get in an accident will I be insured?

Depends On The Ins.co. Some Have Grace Periods Where You Are Still Covered, Others Dont. Check With Each Individual Ones.

im pretty sure your insured because the payment says you if you pay the bill late you have to pay a little extra.. so if you do that then your fine.. i guess when your not insured is when you call and cancel it or if you dont get the next months insurance papers... also.. you should call them .. but since your going to pay the bill there shouldnt be a problem.

no, you will be insured. A lapse of insurance is when your insurance was either cancelled or your policy expired. now if your payment is on a renewal date then chances are you probably wont be covered.

Your insurance company shouldn't cancel you immediately if they don't receive payment on the due date. However, most car insurance companies will cancel you if you don't make the payment soon after that. I would call your car insurance company immediately and let them know you will be late and when you are making payment. This should prevent cancellation of your policy.