payoff, who gets the difference? So does that mean I receive the difference? Something like $20,000 value from the insurance company and the car has a lease payoff of roughly $14,000.

Just curious how this works. Thanks!

Yes, you get the difference, you payed that for the car. So the 6,000.00 goes to you!!

you,ll get the difference in the amount,that's the way they do it on a lease car,so you,ll come out ahead on this one,you,ll still have to have a car though,but maybe you can find a better deal this time,good luck with it.