said it would be 236 a month? I just got a quote for a 2002 Chevrolet Malibu. I wont be making any payments on it. Im 18 years old and the insurance is going to make me pay a down payment of $502 and my Monthly payments will be $236. So many people tell me that I need to shop around more. I have a learners License now. If i go and take the operators test i already know i will fail so I need more practice on my own I CAN drive just dont have much experience on a real road. So is $236 good you know for someone my age.? I really need this car before the end of the month. I have to have a way to go to college and Work.

I would think more around $200 a month would be a little better. It is very high but I was in the same boat once and remember paying $213. You can shop around more if you'd like, it's your money.

Find a good insurance broker and ask them to shop for the best price for you. I tried all the one line sites like Geico and Progressive and my broker got a better price with Safeco.

Check progressive.com

I use Geico. Their rates are great for me, but I'm much older. I'd check them out. With your learner's permit, you won't be able to get good insurance. If you're driving a family car, though, you can be insured under your parent for less.

I'd wait until I had a license before trying to get insurance if your car is already insured in someone elses name. A learner's permit driver won't have much experience behind the wheel (as you admit here). Is the car in your name? If so, then you'll have to get the insurance in your name: it will be very expensive.

i live in fort walton im 17 with a leaners permit and my insurance is 109 a month on my 2008 z06 corvette.

well your age has alot to do with it. you really need to get a license i cant see how they will even insure you under a learners permit..but try Gieco..they give low prices here in Fl.I have Gieco

I have a 20 year old who drives a 2001, her insurance runs about 180/month full coverage. That's with Allstate. If you can get in on a relatives insurance and they may be willing to put you on theirs and get a multiple car discount.

If you are carrying liability only, that is a high rate. If you are carrying full coverage, at your age it could be that high, but I'd shop around some more.