Our vehicle was rear-ended 3 weeks ago by someone insured by Farmers Insurance. My car is unrepairable. The insurance company offered me the NADA value of the car but no sales tax, license transfer, or title fees. I live in Illinois and thought that 50 Illinois Administrative Code Part 919 said that I should receive this. The insurance company states that code is only for their insured, not the party hit in the accident. Can anyone offer any help with this?

I am an insurance adjuster. I know each state has their own laws. I can tell you in Virginia, if my insured is at fault for an accident and totaled the other vehicle, when I pay the owner of the vehicle for the cash value, I add 3% (Virginia sale tax) to the settlement. I have never heard of an insurance company only paying the sale tax on just their insured vehicle. I would ask to speak with the adjuster's supervisor.

Yes! Nice information that you have shared with us.
Thank you very much!