My car was totaled about 2 weeks ago (my fault). I know that my finance company says that I'm required to have full coverage on the car at all times until it's paid off. Seeing as how my car is totaled and I don't even have possession of it anymore (my insurance company has it), can I cancel my insurance policy? I just don't see the need of paying insurance on a car I don't have and can no longer drive. I'm asking here on Yahoo Answers because my claims adjuster takes forever and a day to return my phone calls and my insurance premium is due in a few days.
Queenie, did not you read the part where I said that my claims adjuster is taking forever ti return my call? Geez man....

I had the same thing happen (although the accident was not my fault). I cancelled my insurance right away until I purchased a new vehicle.

call your agent and cancel.

I think that you should be communicating with your insurance company about this, and not the people on Yahoo Answers.