either mortgage insurance or t We've purchased a 200K piece of property & need to have either mortgage insurance or term life to protect me. My husband is 67 yrs. old & I am 65 yrs. old. We can't find anyone to insure us for enough money. Does anyne know what alternatives we have? Some insurance companies only insure up to age 65 & others will only go up to 50K which is not enough to cover the property. Others only cover you until age 80 & we would like a 20 yr. policy.