ok, tell me why these companies are in crises? for years and years they have doubled and tripled the money they collected, when you buy a house for instance, when you finish paying it off, with interest it costs you about 3 times as much as you paid for it. Also insurance companies collect much more money than they pay out. If this is a crisis, please explain why it is one or if you think along similar lines give me your opinion, nobody likes to lose money and everybody likes to make a profit, but maybe it isnt a crisis if you lose sometimes??? I wonder if all this crisis stuff is for real???