I am looking to finanace a bike, and need to find some insurance. Most of the quotes I have gotten have been at least $400 a month. I am trying to find something a lot cheaper. Do you have to have full coverage when financing or can you just get basic coverage like collision or something like that?

Allstate has really good rates on motorcycles and yes when its financed you have to have full coverage. collision is full coverage

You have to have 'full coverage' when financing. That's why you can't find cheap motorcycle insurance. It's not just FL - collision on bikes is EXPENSIVE. Collision isn't basic, it's the MOST EXPENSIVE part. If your liability costs $300 a year, figure the collision is costing about 10X that. Maybe more.