I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, is there anyway of getting a loan without having to put insurance on the bike. I live in the state of florida if that helps.

A loan without the bike as collateral. A home equity loan, a loan shark, or however you come up with it. You'll still need liability most likely.

I'll just confirm what has already been said. Who in their right mind would loan money to somebody without some sort of collateral? If the bike is collateral, which is more than likely the case, then the finance company wants their interest in their property protected.

On top of that, why would you want to be driving around without insurance? If somebody hit you on the bike and didn't have insurance you'd be out all the money you borrowed. And likewise, if you hit somebody and caused damage to their vehicle, you would be liable for the damages.

It's not a very smart decision to drive a vehicle or bike without liability insurance at the least and is illegal in most, if not all states. And if a piece of property is financed, whether it is a car, bike or anything else of significant value, you should probably have it insured regardless if it's a requirement of the lienholder.

Would you lend money to someone to drive around without insurance?

Every lender wants to ensure the bike is insured. They will want to be listed on the policy too, so if it lapses they will be notified. In that case, they could force place a policy on you and those can be even more money.

If you cannot afford the insurance, don't buy the bike.