when buying rv insurance,what is better.replacement value or agreed value?

Agreed value, no arguments should the unforeseen happen.

i think you are right--if you weren't you would be worng then where would we be--hope that helps--that one was on the house-free of charge-dont mention it

If depends on the company - if they state replacement value is where you get a new one when something happens to the old one, then that's better.

Lots of factors involved.































If it is new, get replacement value.































If it is old, get agreed value.

Never heard of replacement value policy on a motor vehicle. Stated value policy is just that -- a stated value you pay premiums on based upon a formula vs the value agreed upon before policy goes into force. These are rare and mostly used for very high-dollar, collectible autos that are difficult to associate with market value.