Obviously, when she is born in 2 weeks I plan on adding her to my health insurance. However, it seems unwarranted to add her to vision and dental right away. Any thoughts? Also, if not right away, when would you add a new child to vision and dental insurance? Thanks in advance!

You may not have a choice--some insurance plans require that the child be added when she is born, or she can't be added at a future date at all. If that turns out to be the case, I'd put her on dental now, and skip the vision unless it's extremely cheap.

If the plan allows you to defer adding her until a later date, then you'd want to add her by age 3.

If you have the choice- I'd hold off. My husband insurance MADE us put all the kids on it when they were born.