My father's company insurance plan will no longer cover me as a dependent. I need to find some sort of dental/health insurance of my own. My status is as follows:

I live in NY
My parents live in NJ
I am self-employed out of MD
My father claims me as a dependent on his taxes
I am presently a part-time student...and will be a full-time student in Fall 2008.

What can I do with this...to make something happen? :-)
LORD Z: Your cost benefit analysis is correct, but my mother wants to insure for the 'what ifs...'