spending account(cafe 125)? My employer does not pay for dental insurance or dependent medical insurance; I pay for the insurance 100% out of pocket. We have a Flexible Spending Account (Cafe 125). Can I claim my premium cost for dependent medical insurance and dental insurance on my Flexible Spending Account?

Yes, you can. In case you don't have dental insurance you need to submit to FlexSpend your bill and a written statement that says that you paid this bill out of your pocket.