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Old 08-21-2007, 08:37 PM
recreating_eve recreating_eve is offline
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Default In need of individual dental/eye insurance plan?

I can't seem to be able to find a provider of individual dental and vision insurance.
My employer recently dropped these benefits.


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Old 08-21-2007, 08:38 PM
mbrcatz17 mbrcatz17 is offline
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Well, there are individual dental plans out there, the problem is they don't pay out more than they take in. When you "run the numbers" you'll find out you're better off paying out of pocket. The coverages are different, the copays are steep, there are waiting periods, etc.

I don't know of any individual vision plans, though. That's even MORE like maternity coverage - you only buy it if you want to use it. Kinda defeats the whole "spread the risk" idea behind insurance.

You're probably best off paying out of pocket for both.
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