What do you do when you have a toothache or other dental problem and dentists don't take payments? Also, no $$ on credit card available.

What do people on Medicare do for dental care?
What about people on Public Aid? Do you think that dental care should be included on health care reform?

I think dental work should be covered exactly the same as any other medical procedure.

If you need dental work and cannot afford it, check into the possibility that a dental school near you has a clinic for advanced students to learn. It's quite common; students are supervised by instructors, and the prices are MUCH lower than a private dentist.